161 replies to this topic

[Cam.]

23yo, My car, Mods listed, Just car, 2304, Wrote off a car at fault in Jan this year. Insurance costs me $790 for full comp.

I've been with just car since 2007.

[Liberty]

When I was looking for insurance Just Car was just over halfway to being the most expensive insurer...

 

I initially wrote down all of the quotes I received from various companies however I have thrown out that page in my notepad...

 

might be changing insurers next year then thats BS

 

I won't be changing insurers now. I will be meeting the 27 age limit in a couple of weeks and have three total policies which gives me a further discount on their services. They're a reputable company and having dealt with them when someone reversed into my car, I was pleased with the prompt response and repair.

[Matty_Lib]

I got a quote from Just Car a couple of days ago for mine, and it was a fair wack more than NRMA.
3rd party fire and theft from NRMA was around $350. Can't remember what full comp ended up being.

[Jimbo]

I'm actually thinking of changing to Shannons if they will take me on for Comp. Been with them before. Pain is that 99% of insurance companies don't know what a Subaru Legacy is and as soon as you throw around the word "import" dollars hit the roof. I actually paid less annual premium for my XR5 for an agreed value which is 5 times higher than what i have the GT-B insured for.

[Liberty]

This might make you feel better Jimbo; I turn 26, not 27.

 

What a fail. This sickness is giving me temporary amnesia.

[Jimbo]

That makes it worse as your CTP premium drops when you turn 27!! 

[Liberty]

But it's a whole year away! I was so happy for the next couple of weeks, but now I've gotta wait a whole year and a couple of weeks.

[zahmad]

Lol, only time when getting older feels better doesn't it?

So my CTP came the other day for my 2001 Liberty Heritage. I'm 23 with 1 past at fault accident history.

$767.52 for 12 months at 2141

 

Full Comprehensive insurance costs me a whopping $2845 after a loyalty discount of 12.5% with the NRMA with a 55% No Claims Bonus...

[Jimbo]

So it looks like the going rate is $767.52. That's 3 so far with that exact figure. 

[Liberty]

I think I might call up NRMA and see whether they can hook me up further. You never know until you ask right? Worst-case scenario, my next door neighbour and a friend from my old work both work at NRMA.

[zahmad]

Gary, if they've given you what percentage discount you can get with stating how many years and how many policies etc in a letter to you, that's all you'll get as they've checked already....

I have been with them much longer than you and have more policies with them.

[Liberty]

Have you asked them before?

[zahmad]

Yeah, they checked whilst I was paying....

[nickknack]

Full Comprehensive insurance costs me a whopping $2845 after a loyalty discount of 12.5% with the NRMA with a 55% No Claims Bonus...

 

Seriously? I'm 21 and pay $900ish p.a for full comp on a B4 with mods declared (Just Car).

[zahmad]

Yeah, but where do you live?

 

Edit, just did a quote and ends up being a lot cheaper but with way less features...

[nickknack]

In the capital

[Samwise]

Full Comprehensive insurance costs me a whopping $2845 after a loyalty discount of 12.5% with the NRMA with a 55% No Claims Bonus...

You need a to find a new insurer. You are getting forking rorted!

Back on my Gen 3 RX it was 1800 with NRMA, and that was with 2 accidents and a license suspension..

[Liberty]

Yeah, they checked whilst I was paying....

 

No harm in trying man.

 

You are paying WAY too much for full comprehensive insurance though...

[zahmad]

You mean comprehensive car insurance?

[Liberty]

Fixed.