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Started by Richo, Nov 01 2011 02:15 AM
How do I do this..... Weeee internet!!!

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#421 Delete This Account

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Posted 02 November 2011 - 12:46 PM

WORLDS FIRST SUPERDRY INJECTED EJ20!

MY CAPS LOCK IS STUCK ON.

#422 Alex

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Posted 02 November 2011 - 12:48 PM


7.67%

-0.20%

= 7.47%

But these are standard variable rates we're talking. They aren't the rates people actually pay on their home loan. Those rates are just used to compare "apples to apples" between the banks, so to speak.

Also, if Wayne Swan wants to slam the bank, let him.

We cut all our fee's about 6 months prior to him making it a legislation, and we've passed on every single rate cut in full, up until now. The fact that he is saying that its greedy, and not due to higher funding costs is a joke. Of course it is. CBA and WP share a much larger market share of lending, so when they borrow the funds from the RBA / O'seas, they can afford to pay it back due to their higher rates, and much larger lending margins. NAB is the opposite. Offering the lowest rate of any of the big 4 banks for 28 months running is always going to take a toll when it comes to costs of funding. It was just a matter of time. And now, that time has come.

For comparisons sake, the average difference between 0.05% rate drop on a $300,000 mortgage is about $12/month.

So what would be the rate, with the rate drop, for a 3year fixed interest rate home loan for $400k (FHOG)?


curious.


no smoke and mirrors, please.

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Posted 02 November 2011 - 12:49 PM

Shaz loves his smoke and mirrors.

#424 Shaz

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Posted 02 November 2011 - 12:50 PM

Our 3 year fixed loan is currently 6.39%. I can knock 0.10% off that, then whatever the bank passes on come Monday on top of that.

Best case scenario:

6.39% - 0.10% - 0.20%

= 6.09% 3 year fixed.

No bulsheet
 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#425 Marv

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Posted 02 November 2011 - 12:51 PM

Very broken Forester EJ20 is very broken.

Pass side chassis rail made love to the cam :(
Pork Hunt Motorsport

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#426 B4TT

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Posted 02 November 2011 - 12:52 PM

I DON'T KNOW WHAT THAT MEANS.

HOW DO YOU HAVE A LICENSE!

 

#427 Shaz

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Posted 02 November 2011 - 12:53 PM

HOW DO YOU HAVE A LICENSE!


BLOOD, Y U HAVE AN ALCOHOL LIMIT
 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#428 B4TT

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Posted 02 November 2011 - 12:56 PM


BLOOD, Y U HAVE AN ALCOHOL LIMIT

Hahahahahahaa

Shaz, can I have a home loan?

 

#429 Shaz

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Posted 02 November 2011 - 12:56 PM

Hahahahahahaa

Shaz, can I have a home loan?


Sure thing.








9%
 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#430 B4TT

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Posted 02 November 2011 - 12:57 PM

hahahahaha bastard!

 

#431 Alex

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Posted 02 November 2011 - 12:58 PM

Our 3 year fixed loan is currently 6.39%. I can knock 0.10% off that, then whatever the bank passes on come Monday on top of that.

Best case scenario:

6.39% - 0.10% - 0.20%

= 6.09% 3 year fixed.

No bulsheet

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#432 B4TT

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Posted 02 November 2011 - 01:00 PM

Can I use a lack of money as a deposit? It is pretty much the same thing as having normal money only it has a - in front instead of a +... small technicality really.. everyone is way too caught up on the finer details now days.

 

#433 Delete This Account

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Posted 02 November 2011 - 01:02 PM

HOW DO YOU HAVE A LICENSE!


BLOOD, Y U HAVE AN ALCOHOL LIMIT


Ahhh I see!! Haha

I thought BAC was their currency or something...

#434 Adam

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Posted 02 November 2011 - 01:05 PM


Ahhh I see!! Haha

I thought BAC was their currency or something...



So did i to begin with!

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#435 B4TT

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Posted 02 November 2011 - 01:06 PM

Shakes head.......

 

#436 Delete This Account

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Posted 02 November 2011 - 01:07 PM

Shakes head.......

*Shakes willy in a helicopter motion.

#437 Shaz

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Posted 02 November 2011 - 01:07 PM

Can I use a lack of money as a deposit? It is pretty much the same thing as having normal money only it has a - in front instead of a +... small technicality really.. everyone is way too caught up on the finer details now days.


Absolutley.

The less money you have the bigger the rate.

Win / Win. (for me)
 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#438 Adam

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Posted 02 November 2011 - 01:07 PM

HELICOPTER D!CK!


@Josh, we are allowed to think that because you are always talking about ecenomic shit!

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#439 B4TT

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Posted 02 November 2011 - 01:12 PM

Your head is one of those. But super cereal... BAC is a common term. Lol... I ain't going near Bo helicopter ****.

Shaz. You mean!

 

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Posted 02 November 2011 - 01:18 PM

Hahaha

Check this out, highest BAC ever recorded.

"At the top of plastered mountain we have reigning champion Pyotr Petrov, a Bulgarian national from the town of Plovdiv. On December 20th, 2004 a Mercedes struck the 67 year old Petrov, and he was taken to a nearby hospital. Suffering minor injuries from the collision, Petrov appeared fine and was speaking to doctors coherently, until his blood alcohol content was recorded at 0.91%. This is the highest BAC registered in the world, as toxicologists explained he had imbibed two liters of vodka that day to achieve that BAC. After being treated and tested multiple times Petrov was released from the hospital."

Hahaha death usually occurs around 0.50% according to Wikipedia. :D
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