23 replies to this topic

[swinchester23]

This Morning i was Involved in a crash. I was turning right and the second car behind me was goin to fast to stop in the wet, so she over took the car behind me and went onto the oncoming lane and Bang! Hit me on the drivers side as i was turning and my car spun onto the curb.

Panel damage on door, rear wheel arch. Beam is bent in, wheel probably bent.
I bought this car for 2700 early this year and now has 259xxx k's on it.

Writeoff?
Would be easy getting it fixed or take the money and buy something new?

Shame really as i had just fixed and slaved over the heater core!
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[Scott]

how much is it insured for?

i had one of these going back 6+ years ago and it was written off for less damage


sucks to hear tho mate

[BigWillieStyles]

Looks like a write off to me. Bit sad! Have you got full comp insurance?

[swinchester23]

I dont have insurance. But i wasnt in the wrong and she said she has full comp insurance. We'll see what they say on monday.

[SUBARU]

Glad nobody was hurt. Take the cash.

Now... You don't have insurance? No excuses, that's just plain irresponsible.

[AussieTemplar]

Glad nobody was hurt. Take the cash.

Now... You don't have insurance? No excuses, that's just plain irresponsible.

Why would you get insurance on a car worth $2700?

[Scuba-Roo]

My falcon is insured.

[Scott]

doesnt matter what the car is worth you should have insurance

covers other peoples cars!

[AussieTemplar]

doesnt matter what the car is worth you should have insurance

covers other peoples cars!

I was under the impression we're talking full comp insurance.
If you don't have 3rd party you're an idiot because if you hit a Ferrari you'll be paying it off for the rest of your life.

[SUBARU]

What the others said....
3rd party is fine, but none at all is just crazy.

[Cam.]

I was hit by a drunk driver last christmas that had no insurance.

My insurance company raped them. New plates, Bonnet, Front bar, AC condenser, sti foglight covers, paint, labour, medical bills and the loan car bill.

Thank for insurance!

[Scott]

I was hit by a drunk driver last christmas that had no insurance.

My insurance company raped them. New plates, Bonnet, Front bar, AC condenser, sti foglight covers, paint, labour, medical bills and the loan car bill.

Thank for insurance!

similar happened to me a few years back, drunk driver hit my car spun out and twisted his car around a pole, had to be cut out and all, my car got written off (another one), hire car paid for and had the $$ in a few weeks

[alexGT]

that's a write off.

and FFS get third party insurance at least.

[swinchester23]

Looks like this lady has no insurance after all. Wont answer her phone, pulled a runner. I have her address and I have a lawyer friend that could write a letter telling her that i'am goin to sue....If she doesnt cough up the cash, it was worth a try.
Could be a cheap fix mechanically. Apart from the panel damage looks to be only a bent control arm or tie rod, stuffed wheel. I'll need a new tire too, drove it home oh so slow with smoke everywhere. hehe.

[SUBARU]

Whoa.... you've just highlighted why you need insurance. Letters from lawyers don't tend to do much unless you have witnesses.

[Scuba-Roo]

I didnt think 3rd party would cover it?

[mark300]

Looks like this lady has no insurance after all. Wont answer her phone, pulled a runner. I have her address and I have a lawyer friend that could write a letter telling her that i'am goin to sue....If she doesnt cough up the cash, it was worth a try.

have you got her Numberplate? if so a trip to the police station to report the incident would be in order. did you get any details after the accident or did she just run off straight away?

Letters from lawyers are all well and good, but realistically without witnesses to the accident or a police report or some form of evidence things wont hold up in a court.

[SUBARU]

I didnt think 3rd party would cover it?

You're right, third party wouldn't cover it. The example above is why every comprehensive insurance is a good thing to have.

[Morgan]

The example above is why every comprehensive insurance is a good thing to have.

Except when the car costs half of your yearly premium!

Third party property is always a must in that case

[SUBARU]

Except when the car costs half of your yearly premium!

Third party property is always a must in that case

I guess it's different courses for different horses mate. I've never not had copmprehensive, even when I've had cars worth $1000. It's saved my butt on a number of occasions.