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#7861 Zac

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Posted 28 April 2014 - 01:08 PM

Its a 1999 Lancer for my sister. She wanted something cheap and fuel efficient. Lancer is good enough. Paying $2200 for it.

 

Has 143,000kms on it, 

 

1 year rego

 

New wheels and tyres

 

 

Does the job


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#7862 Shaz

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Posted 28 April 2014 - 01:19 PM

Its a 1999 Lancer for my sister. She wanted something cheap and fuel efficient. Lancer is good enough. Paying $2200 for it.

 

Has 143,000kms on it, 

 

1 year rego

 

New wheels and tyres

 

 

Does the job

 

Took 41 years to decide on it but.

 

New GoT is available for purchase. ahem. 


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#7863 Zac

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Posted 28 April 2014 - 01:20 PM

 

Took 41 years to decide on it but.

 

New GoT is available for purchase. ahem. 

Actually, saw the ad online yesterday, emailed the guy, he sent through a few pics this morning, saw it at lunch time, and got the money out of the bank now.

 

So substantially less than 41 years. Lol!


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#7864 simon

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Posted 28 April 2014 - 01:22 PM

 

Took 41 years to decide on it but.

 

ha.

 

Yo Shaz, normally how long does it take to approve a home loan? We have come across a house we like. We looking at it tomorrow again. I might want to chuck an offer at it.


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#7865 Zac

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Posted 28 April 2014 - 01:23 PM

 

ha.

 

Yo Shaz, normally how long does it take to approve a home loan? We have come across a house we like. We looking at it tomorrow again. I might want to chuck an offer at it.

Haven't got pre-approval?


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#7866 skillionaire

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Posted 28 April 2014 - 01:24 PM

Assume no

#7867 Adam

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Posted 28 April 2014 - 01:25 PM

Haven't got pre-approval?



I think we can determine the answer to that question.

Simply basing an assumption on the fact that he is asking about approval :P




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#7868 Zac

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Posted 28 April 2014 - 01:26 PM

Hey,

 

Shut your faces.

 

 

Cheers


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#7869 Adam

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Posted 28 April 2014 - 01:26 PM

Assume no


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#7870 simon

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Posted 28 April 2014 - 01:26 PM

Haven't got pre-approval?

 

Seeing banks/mortgage broker tomorrow.


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#7871 Zac

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Posted 28 April 2014 - 01:27 PM

Cool Simo. Have you checked out using online calculators, how much your borrowing power is, and if the house falls within the price range and not right on the edge?


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#7872 simon

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Posted 28 April 2014 - 01:28 PM

ONYA SIMO!

 

Cheers Mate. :D

 

Fingers crossed.


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#7873 simon

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Posted 28 April 2014 - 01:30 PM

Cool Simo. Have you checked out using online calculators, how much your borrowing power is, and if the house falls within the price range and not right on the edge?

 

Yeah for sure Zaccy. Within our budget.

 

Funny thing is the bank said (notshazbank) we are pre-approved for pre-approval. I lol'd. 


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#7874 Zac

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Posted 28 April 2014 - 01:32 PM

 

Yeah for sure Zaccy. Within our budget.

 

Funny thing is the bank said (notshazbank) we are pre-approved for pre-approval. I lol'd. 

Funny bank. Lol!

 

Nah, online calculators do that, so all good.

 

One of the hardest things to do is find the actual house you really want to buy. I know people who just settle, because they didn't have too many choices


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#7875 B4TT

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Posted 28 April 2014 - 01:36 PM

What is a pre-approval? I don't know a great deal about home loans.. is that basically them saying you can borrow upto X dollars so you can search for a house and be relatively sure you can make an offer and get finance for it providing the house is priced reasonable etc?

 


#7876 skillionaire

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Posted 28 April 2014 - 01:37 PM

 

Funny thing is the bank said (notshazbank) we are pre-approved for pre-approval. I lol'd. 

 

Haha yeah, pretty standard line. But is worth a giggle. 



#7877 simon

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Posted 28 April 2014 - 01:38 PM

What is a pre-approval? I don't know a great deal about home loans.. is that basically them saying you can borrow upto X dollars so you can search for a house and be relatively sure you can make an offer and get finance for it providing the house is priced reasonable etc?

Correct. It means you have the money ready to pull the trigger on a house if & when a good one comes along. :)


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#7878 skillionaire

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Posted 28 April 2014 - 01:38 PM

What is a pre-approval? I don't know a great deal about home loans.. is that basically them saying you can borrow upto X dollars so you can search for a house and be relatively sure you can make an offer and get finance for it providing the house is priced reasonable etc?

 

Yep



#7879 Shaz

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Posted 28 April 2014 - 01:41 PM

 

ha.

 

Yo Shaz, normally how long does it take to approve a home loan? We have come across a house we like. We looking at it tomorrow again. I might want to chuck an offer at it.

 

Preapprovals are not worth the paper they are written on. 

 

Its basically saying, Yes we might approve you, but here is a bit of paper to make sure you stay with us. 

 

But, a full approval is generally around 5 days once you've made an offer. I might be bale to sort it out quicker for you though. 


Pre Approval = Based on the information you've given us, we're happy to initially approve you subject to what you are telling us actually being true + more information we need. 


 

Seeing banks/mortgage broker tomorrow.

 

Also Simon, I will beat whatever rates / deals you get elsewhere if you want mate. 


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#7880 skillionaire

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Posted 28 April 2014 - 01:41 PM

NEVER GO FULL HIPSTER

 

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