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#2641 Adam

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Posted 08 November 2013 - 01:06 PM

So you are ready to buy, Morgan?

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#2642 Zac

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Posted 08 November 2013 - 01:11 PM

HELLOOOO EVERYBAWDYYYYYYY

 

Is it the weekend yet?

 

Found a haus that I really like. Checking it out tomorrow. Hopefully it checks out in the flesh and no one else makes an offer!

Good luck Morgy...

 

House is good... you buy now!


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#2643 Morgan

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Posted 08 November 2013 - 01:12 PM

Yep.

 

Applied for a loan on Wednesday.

 

Finalised paperwork and got sent off today.

 

By this time next week we'll have pre-approval.

 

So we can pretty much start making offers meow.

 

 

Do want this.

 

737m2, 1 garage, tandem carport, 3 bed, 1 bath, brick, batalax driveway (nice and private), quiet culdesac, nice neighbourhood, etc and our mortgage approval is $45,000 greater than the asking price. WE HAVE ROOM TO MOVE BABAY.

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#2644 Zac

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Posted 08 November 2013 - 01:15 PM

Good stuff Morg... looks nice... sounds good... just be careful... pre-approval is a but funny sometimes... it isn't as much as they can it is usually...


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#2645 Adam

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Posted 08 November 2013 - 01:20 PM

How much is that haus? Looks epic

Seriously makes our house look like a shit heap!

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#2646 Shaz

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Posted 08 November 2013 - 01:22 PM

Morgan, if you want a better deal mate, let me know. 

 

I'll beat whatever rate you've got. 


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#2647 Zac

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Posted 08 November 2013 - 01:23 PM

Morgan, if you want a better deal mate, let me know. 

 

I'll beat whatever rate you've got. 

Why you no tell me this??? Lol!


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#2648 Shaz

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Posted 08 November 2013 - 01:24 PM

Sack, if you want a better deal, I'll beat whatever you got.


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#2649 ams

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Posted 08 November 2013 - 01:24 PM

I'll beat whatever rate you've got.


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Ugh i could ramble on for forking days about this stuff.


#2650 Shaz

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Posted 08 November 2013 - 01:25 PM

igWznGs.gif

 

AMS, I've already proved I can save you cash, and yet you still pay your current bank more money due to your laziness. 

 

:P


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#2651 Zac

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Posted 08 November 2013 - 01:25 PM

Sack, if you want a better deal, I'll beat whatever you got.

Haha... thanks man... LOL!

 

I should get a valuation on my house and see how much it will cost to switch loans... bankwest is ok... but still rate could be a little better..


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#2652 Morgan

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Posted 08 November 2013 - 01:31 PM

How much is that haus? Looks epic

Seriously makes our house look like a shit heap!

 

$310+


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#2653 Adam

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Posted 08 November 2013 - 01:32 PM

Notbadface

I'll beat whatever rate you've got.

igWznGs.gif

HAHAHAHAHAHAHAHAHAHA

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#2654 Zac

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Posted 08 November 2013 - 01:32 PM

 

$310

:dash2:  only slightly more than my house and almost double the land space...


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#2655 Adam

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Posted 08 November 2013 - 01:33 PM

Zac, our block is 1200.

Hth

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#2656 Morgan

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Posted 08 November 2013 - 01:34 PM

$50k on a variable rate which I can redraw on.

 

+ remainder on a 4.79 fixed for 3 years.

 

 

Good stuff Morg... looks nice... sounds good... just be careful... pre-approval is a but funny sometimes... it isn't as much as they can it is usually...

 

It's all pretty good.

 

I'll be approved for $369k which includes an estimate of $14k for legals and SD. I can go higher if we save more between now and when we purchase.

 

Can obviously go lower if we spend less on the haus.

 

Pretty excited.


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#2657 Adam

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Posted 08 November 2013 - 01:34 PM


Lol. Forgot about that one!

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#2658 Morgan

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Posted 08 November 2013 - 01:35 PM

Zac, our block is 1200.

i like men

 

Yeah this is awesome.

 

There aren't many blocks that big around here in our price range.

 

Most are between 500-800m2


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#2659 Adam

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Posted 08 November 2013 - 01:36 PM

Fucking hell. I chose the wrong time to go fixed!!!

Please stay low for the next 12 months til I can switch lenders!

5-800 still a bit of dirt

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#2660 Zac

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Posted 08 November 2013 - 01:37 PM

Zac, our block is 1200.

i like men

Mine is only like 470m2 I think... :(

 

 

God stuff Morgs... should be alright then... just hope nobody else makes an offer..

 

With the place I bought, it was about 30k higher, someone took it off the market and couldn't get their finances together so it fell through, then the price dropped, we made an offer and it was accepted... we were happy with it because newly built house, exactly what Megan wanted...


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