sucks to hear Jordan, glad you guys are ok
ive had 3 writeoffs not at fault ive always had full comp insurance and what i have always done is gone and got a hire car and sent the bill to my insurance company and they reimburse the costs
that way you are not without a car
ive always got my payout within 2weeks of them saying its written off
Car Hunting
Started by Jordan, Dec 10 2012 02:02 PM
87 replies to this topic
#61
Scott
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Posted 10 December 2012 - 10:24 PM
#62
Liberty
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Posted 10 December 2012 - 10:35 PM
Sorry to hijack the topic a bit, but for those that have had full comprehensive insurance, is it better to increase your premium to decrease the amount of insurance you have or to just set it at a suitable amount (such as $1,000)? I have to insure my car very soon as my credit note runs out in a few days time and have never had full comp before.
At the moment the best quote I've received is from Just Car; $1,784 per year (premium at $1,125 and value of $22,300).
At the moment the best quote I've received is from Just Car; $1,784 per year (premium at $1,125 and value of $22,300).
Wanting to buy/looking for: single genuine STi rim, genuine STi front lip, Corazon or Zero/Sports grille and another OEM grille
Can you hook a brother up? Please contact me now. I have cash ready.
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#63
ADZY7
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Posted 10 December 2012 - 10:40 PM
Nothing wrong with having a high excess. Mine is $2100 and premium is just over $1000. Just make sure u have the money to pay the excess.
Jordan have u looked at the SG9 foresters. In my opinion they look better then the older modles. I'm sure I've seen NA ones around the $8k mark. Also don't get one with a sun roof. They crack and leak. I've had both these happen to mine.
Jordan have u looked at the SG9 foresters. In my opinion they look better then the older modles. I'm sure I've seen NA ones around the $8k mark. Also don't get one with a sun roof. They crack and leak. I've had both these happen to mine.
#64
Liberty
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Posted 10 December 2012 - 10:41 PM
You only pay the excess when you're at fault anyway, right?
Wanting to buy/looking for: single genuine STi rim, genuine STi front lip, Corazon or Zero/Sports grille and another OEM grille
Can you hook a brother up? Please contact me now. I have cash ready.
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#65
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Posted 10 December 2012 - 10:43 PM
You only pay the excess when you're at fault anyway, right?
Yeah I would assume so. The other persons insurance should cover the damage to your car. To be on the safe side, I'd have the money sitting there just incase.
#66
Scott
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Posted 10 December 2012 - 10:45 PM
correct!You only pay the excess when you're at fault anyway, right?
#67
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Posted 11 December 2012 - 05:01 AM
Great, thanks guys. Wouldn't hurt to increase it a bit then to save on how much I pay per year. Topic is all yours again Jordan. 
Wanting to buy/looking for: single genuine STi rim, genuine STi front lip, Corazon or Zero/Sports grille and another OEM grille
Can you hook a brother up? Please contact me now. I have cash ready.
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#68
Alex
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Posted 11 December 2012 - 06:45 AM
Buy a gen2 wagon.
#69
Morgan
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Posted 11 December 2012 - 07:44 AM
Be careful you don't get hit with a large a storage fee.
The car is still your property so you could even take it home & part out the whole thing if you have space & time.
Once your car has been assessed and deemed a write off, the car is no longer yours. You'll get a payout and a letter to say that the car has been transferred into the name of the insurance co and that the VIN and rego can never be used on the road again.
#70
Jordan
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Posted 11 December 2012 - 08:43 AM
Jordan - MY02 Forester GT - Sydney
#71
Morgan
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Posted 11 December 2012 - 09:05 AM
Warning: They are very slow! You'll even notice the different coming from the Gen 3 RX...
Any cheap SGs?
Any cheap SGs?
#72
Delete This Account
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Posted 11 December 2012 - 09:06 AM
Get a 50cc scooter.
Become as cool as me.
Become knee deep in pussy.
Profit.
Become as cool as me.
Become knee deep in pussy.
Profit.
#73
Morgan
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Posted 11 December 2012 - 09:27 AM
Become knee deep in pussy.
You probably want to get that checked out...
#74
Jordan
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Posted 11 December 2012 - 09:32 AM
Warning: They are very slow! You'll even notice the different coming from the Gen 3 RX...
Any cheap SGs?
Shit really?
Uhh well there are many others cars there we will see what we can find
Jordan - MY02 Forester GT - Sydney
#75
SAV84C
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Posted 11 December 2012 - 09:39 AM
Just get a cheap rolla or charade til u get off your P's unless u need more size get wat morgs suggested a SG9
#76
Morgan
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Posted 11 December 2012 - 09:53 AM
Worth a test drive though. Just something to keep in mind 
They are only 2.0...
They are only 2.0...
#77
Delete This Account
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Posted 11 December 2012 - 09:54 AM
You're only 2.0.They are only 2.0...
#78
SAV84C
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Posted 11 December 2012 - 10:10 AM
#79
Guest_KONG_*
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Posted 11 December 2012 - 10:14 AM
Copy that.Once your car has been assessed and deemed a write off, the car is no longer yours. You'll get a payout and a letter to say that the car has been transferred into the name of the insurance co and that the VIN and rego can never be used on the road again.
It was a while ago (20 years) so I should have realised things are different now but I've had 2 cars written off by other people & got to keep them both. The first.... got hit with a storage fee after insurance was paid & ended up signing the wreck over in return for storage. Probably got scammed but didn't mind too much cause the pay out was generous.
#80
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Posted 11 December 2012 - 10:17 AM
You always have the option to buy the car back from the insurance co...
I've never heard of the storage fee though? I'd have thought it would all go as part of your claim?
You're my 2.0
I've never heard of the storage fee though? I'd have thought it would all go as part of your claim?
You're only 2.0.
You're my 2.0
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