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::: General Thread :: February Edition 2014 :::

Started by Liberty, Feb 01 2014 07:22 AM
general thread fapruary february fapworthy

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#1501 Zac

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Posted 06 February 2014 - 09:28 AM

Borrow 100%

Do it!

I borrowed 104% when I bought my first place about 8 years ago...

 

h.th


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#1502 B4TT

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Posted 06 February 2014 - 09:29 AM

How did you do that Zac??

 

#1503 ams

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Posted 06 February 2014 - 09:30 AM

I can do 4.59%, if you wanna go fixed? 


Fixed till it goes cheaper then go variable again?

Sounds good.

Ugh i could ramble on for forking days about this stuff.

#1504 Shaz

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Posted 06 February 2014 - 09:31 AM

Yeah nah


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#1505 Zac

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Posted 06 February 2014 - 09:34 AM

How did you do that Zac??

Rams homeloan 8 years ago...


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#1506 ams

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Posted 06 February 2014 - 09:34 AM

THE CUSTOMER IS ALWAYS RIGHT SHAZ

:D

Ugh i could ramble on for forking days about this stuff.

#1507 simon

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Posted 06 February 2014 - 09:34 AM

Thanks nagorm & zahs.

SOLD Legacy GTB 

SOLD Gen 1 RS turbo wagon

SOLD Gen2 Outback limited

Car less atm.......Whats next??

#1508 skillionaire

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Posted 06 February 2014 - 09:34 AM

@nik 1928 Elgin doughboy.
AFA45E17-3732-40BE-8E1B-DEF53809106D_zps

 

Did you get it Simon? That's fuckin' dope man. So jealous. I fell off on that. damn it looks good.


#1509 Zac

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Posted 06 February 2014 - 09:36 AM

Fixed till it goes cheaper then go variable again?

Sounds good.

Don't know if they will go any cheaper for a while.... has been steady for a while... but hard to be sure since the unemployment rate is still steady or climbing slightly...


Damn... just looking at that watch again simo... it is a pocket watch wrist watch?


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#1510 B4TT

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Posted 06 February 2014 - 09:39 AM

Rams homeloan 8 years ago...


ahh right, yeah they don't seem to do it any more... they basically will only lend 85%.... farken.

 

#1511 Zac

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Posted 06 February 2014 - 09:41 AM

ahh right, yeah they don't seem to do it any more... they basically will only lend 85%.... farken.

Yeah... I got my loan back in the day with the stupid high interest rates... before the huge fall in rates... but it all worked out... yeah, now there is 95% though, just have to pay that damn LMI


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#1512 Morgan

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Posted 06 February 2014 - 09:42 AM

Can't you go $95?



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#1513 B4TT

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Posted 06 February 2014 - 09:44 AM

Can't you go $95?


Well Rams website was saying that you had to have a 10% interest in another property to be able to go 95%.

 

#1514 Morgan

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Posted 06 February 2014 - 09:44 AM

Interesting.

I know you can definitely do 90%. My mate just did.



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#1515 Zac

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Posted 06 February 2014 - 09:48 AM

Hmmm maybe not with RAMS then.... talk to a mortgage broker dude...


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#1516 B4TT

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Posted 06 February 2014 - 09:48 AM

Yeah I am just talking about RAMS Nagrom, no idea about other places :D

does anywhere still do over 100%?

 

#1517 simon

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Posted 06 February 2014 - 09:50 AM

Did you get it Simon? That's fuckin' dope man. So jealous. I fell off on that. damn it looks good.


Yeah buddy. Got it this morning. My wife's a good egg. So stoked!!!

SOLD Legacy GTB 

SOLD Gen 1 RS turbo wagon

SOLD Gen2 Outback limited

Car less atm.......Whats next??

#1518 skillionaire

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Posted 06 February 2014 - 09:50 AM

That's so cool man, you'll have to wear it to MDSC when you come over


#1519 Shaz

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Posted 06 February 2014 - 09:51 AM

Nah, no places do 100% without a guarantor. 

 

The best thing you can do is 95% lend, with LMI capitalised on the loan amount. 

 

But then you also need coin for stamp duty


 


I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,  :fork: right off.
 

 

#1520 skillionaire

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Posted 06 February 2014 - 09:51 AM

Hahahahahahahahahahahahahahahahahahaha

 

I love comparing something with so many variables over the internet.


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