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Also, take into consideration if you buy the place as investment, and you get rent from it, at the time of the application, I can use the rent as income which means you can borrow a shittonne more.
ORLLY!!?
::: General Thread :: February Edition 2014 :::
Started by Liberty, Feb 01 2014 07:22 AM
general thread fapruary february fapworthy
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#3681
Adam
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Posted 12 February 2014 - 01:09 PM
ORLLY!!?
#3682
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Posted 12 February 2014 - 01:09 PM
What I am trying to say is that if you tell me you're buying it as investment, I can use the rental income on top of your income, thus increasing your borrowing power.
What you do with your property once its settled is your own business.
I put up with people from amnesty, red cross and now the cancer council almost daily hounding me!! Throw in the greens, green peace, unhcr, save the forking children and I've well and truly hit my limit for the number of fuckstains wanting me to sign something or give money. Seriously cubts,right off.
#3683
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Posted 12 February 2014 - 01:11 PM
This is true,, but as investment, you wouldn't get the first home buyer's grant... unless you lived in the property for 6months in the first 12 months...
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#3684
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Posted 12 February 2014 - 01:12 PM
We will likely buy an investment at the end of this year if things go the way they should
#3685
ams
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Posted 12 February 2014 - 01:12 PM
Ugh i could ramble on for forking days about this stuff.
#3686
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Posted 12 February 2014 - 01:13 PM
Ash, Adam should if you still are hating your jobs check out 'NDT technician been working with one the last few days, seems pretty easy
Done a bit if that at tafe. Would be okay I guess.
#3687
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Posted 12 February 2014 - 01:19 PM
What I am trying to say is that if you tell me you're buying it as investment, I can use the rental income on top of your income, thus increasing your borrowing power.
What you do with your property once its settled is your own business.
GOTTCHA!!! NUDGE NUGDE WINK WINK!!
I should just convert to single, right?As soon as she hands it to you, slowly take of your pants, then, while staring her straight in the eyes rub it against the tip of you penis, while continuing your painfully intense gaze whisper to her;
"My eye is watering, this might be a bit hot"
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#3688
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Posted 12 February 2014 - 01:21 PM
Do one for me Shaz.
#3689
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Posted 12 February 2014 - 01:26 PM
Dad wants to go up to the nursing home this afternoon because we need to remove all of nans belongings....I think I may actually crack.
It's good to let it all out, man. Grieve properly now otherwise it will affect you later...
Damn banks, if I follow these "how much can I burrow" calculators for a home loan, it would seem I can only get a max of $150k loan
I think I need a better paying job, or a girlfriend that gets paid well.
Might look into it closer to mid year, both options.
2nd income earner certainly helps. Could not have bought a house on my own!
Girls are forking useless with spending money.
Psshhhh.
Trade her in.
Mine is actually really good at money management. Barely spends anything unnecessary 
#3690
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Posted 12 February 2014 - 01:27 PM
2nd income earner certainly helps. Could not have bought a house on my own!
I did... without 2nd income earner, and with 2 dependents on the loan... because awesome!! 
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#3691
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Posted 12 February 2014 - 01:30 PM
Ugh i could ramble on for forking days about this stuff.
#3692
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Posted 12 February 2014 - 01:31 PM
2nd income earner certainly helps. Could not have bought a house on my own!
Yeah, sure would be helpful.
I should just convert to single, right?As soon as she hands it to you, slowly take of your pants, then, while staring her straight in the eyes rub it against the tip of you penis, while continuing your painfully intense gaze whisper to her;
"My eye is watering, this might be a bit hot"
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#3693
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Posted 12 February 2014 - 01:35 PM
I did... without 2nd income earner, and with 2 dependents on the loan... because awesome!!
+Juan Rach's income wasn't factored into ours. But we don't have a baby.
Trade her in.
Mine is actually really good at money management. Barely spends anything unnecessary
Haha at least mine doesn't drink gay milk
#3694
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Posted 12 February 2014 - 01:35 PM
Try planning a wedding, then start thinking about saving money.
Done.
#3695
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Posted 12 February 2014 - 01:35 PM
+Juan Rach's income wasn't factored into ours. But we don't have a baby.
..... OR DO YOU!!! AHA!!!
#3696
Adam
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Posted 12 February 2014 - 01:36 PM
Well she would argue that the dog is her baby. But that's a bit wierd.
#3697
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Posted 12 February 2014 - 01:36 PM
+Juan Rach's income wasn't factored into ours. But we don't have a baby.
Yeah neither was Megan's from her home business... and she was preg at the time we got the loan, so they knew baby was on the way, so extra dependent... Still was approved for a little over $100k than the cost of the new house... but that is because of sizeable deposit from sale of first investment property that because our first house... so didn't have to pay capital gains tax on it's sale...
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#3698
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Posted 12 February 2014 - 01:37 PM
So it may be better to opt to buy as an investment to start with, similar to what Morgan is doing? ( I think that's what he's doing)
Yep. It's a sweet deal.
My home loan is $40 a week
#3699
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Posted 12 February 2014 - 01:37 PM
Well she would argue that the dog is her baby. But that's a bit wierd.
Is it?????
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#3700
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Posted 12 February 2014 - 01:37 PM
This is true,, but as investment, you wouldn't get the first home buyer's grant... unless you lived in the property for 6months in the first 12 months...
HAHAHAHA
What first home buyers grant?
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